Job Vacancy: District Credit Analyst at Dashen Bank

Deadline: July 29, 2023

Job Description:
Dashen Bank is inviting qualified and experienced applicants for the position of District Credit Analyst. The Credit Analyst will be responsible for conducting credit analysis and appraisal activities at the District Office. This includes identifying and mitigating credit risks, conducting in-depth credit analysis using appropriate techniques, and ensuring compliance with the Bank’s policies and procedures.

Behavioral Competencies:

  • Interpersonal and cross-cultural skills
  • Creativity and innovation skills
  • Action-oriented
  • Quality focus and attention to detail
  • Professionalism and integrity in line with Dashen Bank values
  • Good oral and written communication skills
  • Critical and analytical thinking and problem-solving skills
  • Personal motivation and drive
  • Good customer relationship management skills
  • Risk awareness and focus

Technical Competencies:

  • Working knowledge of provisioning for loan losses and regulatory provisioning policies
  • Expert knowledge of loan workout and recovery processes
  • Strong understanding of lending principles in the commercial business market
  • Proficiency in reading/interpreting financial statements for credit underwriting
  • In-depth knowledge of credit scoring and financial services products
  • Familiarity with policies, rules, regulations, and directives related to the financial sector
  • Sound knowledge of the macroeconomic and microeconomic environment

Requirements:

  • Bachelor’s degree in a business-related field (e.g., accounting, management, economics, business administration)
  • Minimum of 7 years of banking experience

Benefits:

  • Medical coverage (including family)
  • Attractive remuneration
  • Allowances (transportation, representation, and others)
  • Credit opportunities (residence and vehicle)
  • Emergency Salary Allowances

How to Apply:
Interested and qualified applicants for the Dashen Bank job vacancy should submit their CV, cover letter, and required certifications online through the provided link within ten working days from the announcement.



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