Job Title: Director, Credit Service and Portfolio Management Department (Re-Advertisement)

Employment Type: Full-time

Location: Head Office, Addis Ababa

Application Deadline: October 18, 2023

Salary: Negotiable and attractive salary, including institution’s car with fuel allowance

About the Organization:VisionFund Micro Finance Institution (S.C) is an institution established to provide financial services to the productive poor in rural and urban areas of Ethiopia. They are currently operating in five regional states of the country. Vision Fund M.F.I is seeking qualified candidates for the position of Director, Credit Service and Portfolio Management at their Head Office.Job Summary:The Director, Credit Service and Portfolio Management will be responsible for planning, directing, organizing, coordinating, and supervising the overall credit services of the company. They will identify gaps in credit service processes, address customer dissatisfaction issues, propose solutions, motivate and evaluate staff performance.

Major Duties and Responsibilities:1. Plan, organize, coordinate, and supervise credit services and portfolio management.

2. Review credit analysis proposals, provide feedback and recommendations.

3. Participate in loan approval decisions and ensure accuracy and completeness of loan-related reports.

4. Oversee loan classification, provisioning, and credit reference system compliance.

5. Develop strategies for loan recovery and participate in write-off decisions.

6. Review loan disbursement requests and recommend approval.

7. Propose work-out actions for loan problems and develop strategies to reduce functional unit issues.

8. Present recommendations for changes in credit analysis policies and procedures.

9. Guide loan requests from regional offices and branches.

10. Ensure validity and appropriateness of applicant’s documents for credit processing.

11. Develop standards, techniques, and approaches for credit analysis and approvals.

12. Identify skill or knowledge gaps in regional offices and branches and recommend training or education.

13. Collaborate with other departments.

14. Maintain relevant databases for credit analysis and follow-up.

Job Requirements:- MBA/MA/BA Degree in Banking & Finance, Economics, Management, Accounting, or related field.- Minimum of 8/10 years of relevant work experience, including 4 years in a managerial position, preferably in MFI/Banks.- Strong leadership, communication, and team-building skills.- Technical and managerial abilities, sound judgment, and ability to work effectively with others.- Belief in teamwork and gender equality.

– Responsible and integrity-driven.- Proficiency in Microsoft Office applications.- Excellent written and oral communication skills

.How to Apply:Interested candidates who meet the above requirements can submit their application letter, updated curriculum vitae with references, and copies of credentials via email to or in person to VF M..FI SC Head Office located at Gerji Mebrat Haile in front of Mulmul Dabo or P.O. Box 31478.Note: Only shortlisted candidates will be contacted for further assessment.This job posting was posted on October 9, 2023.

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